2425 14th Ave S, Minneapolis, MN 55404, USA contact@familycoverinsurance.com Mon – Fri: 8:30 AM – 6:30 PM | Sat: 10:00 AM – 3:00 PM
Seven lines of cover

Everything your family and business needs, in one place

Choose a service to read the full cover breakdown, typical price levels and the questions we are asked most — or go straight to a quote.

Property Home Insurance coverage from Family Cover Insurance

Home Insurance

Shield the four walls your family grows up in — dwelling, belongings, liability and temporary living costs after a covered loss.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Home Insurance
Family Health Insurance coverage from Family Cover Insurance

Health Insurance

Affordable medical cover for every age — doctor visits, prescriptions, hospital care, maternity and preventive check-ups.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Health Insurance
Vehicle Auto Insurance coverage from Family Cover Insurance

Auto Insurance

Liability, collision and comprehensive protection for your cars, with roadside help and rental cover when you need it.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Auto Insurance
Legacy Life Insurance coverage from Family Cover Insurance

Life Insurance

Income replacement, mortgage payoff and future security for the people who depend on you — term and whole life options.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Life Insurance
Pets Pet Insurance coverage from Family Cover Insurance

Pet Insurance

Vet bills covered for accidents and illnesses so you never have to choose between your budget and your pet's health.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Pet Insurance
Commercial Business Insurance coverage from Family Cover Insurance

Business Insurance

General liability, commercial property, workers' compensation and cyber cover built for small and growing businesses.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Business Insurance
Travel Travel Insurance coverage from Family Cover Insurance

Travel Insurance

Trip cancellation, medical emergencies abroad, lost baggage and delay cover for family vacations and business trips.

  • Free policy & price review
  • Claims support from day one
Get a Quote Learn more about Travel Insurance
At a glance

Compare all seven services

Indicative starting prices for a typical Minneapolis household. Your written quote is based on your own details, not an average.

Service What it covers Indicative price Action
Dwelling, contents, liability, water backup From $68/mo Get Quote
Individual, family, Medicare, short-term From $340/mo (family) Get Quote
Liability, collision, comprehensive, UM/UIM From $72/mo Get Quote
Term, whole life, final expense, riders From $26/mo Get Quote
Accident, illness, hereditary, wellness From $16/mo Get Quote
GL, property, WC, cyber, E&O, BOP From $95/mo Get Quote
Cancellation, medical, evacuation, delay From $89/trip Get Quote

Bundling two or more policies typically reduces the total premium by 12–18%.

Bundle & save

One advisor, one renewal date, one claims number

Families who place two or more policies with us save an average of 14% and stop juggling five different portals, five renewal dates and five different hold queues. We also spot the overlaps — you would be surprised how often two policies are paying for the same thing while a third risk goes completely uncovered.

  • Home + auto — the classic bundle, usually 12–18% off combined.
  • Home + auto + umbrella — adds $1M of liability above both for a few dollars a month.
  • Life + health — protects income and the people who depend on it.
  • Pet + home — pet liability and contents handled in one place.
  • Business + commercial auto — one programme, consistent limits across the company.

Quick quote request

Tell us what you need covered and we will come back with a written comparison.

Good to know

Questions clients ask before choosing a service

No. We are an independent advisory firm and compare more than twenty rated carriers across home, auto, health, life, pet, business and travel lines. That means the recommendation we give you is the one that fits your family, not the one that pays us the most.

No. We are compensated by the carrier out of the commission already built into the premium — the same premium you would pay buying direct. Reviews, annual re-shops and claims advocacy are included at no extra charge.

Yes, and it is simpler than people expect. Send us your current declarations pages, we review them against the market, and if we find a better option we handle the switch, the cancellation of the old policy and the refund of any unearned premium.

Every policy we place includes a named claims advocate. They help you report the loss, document it properly, chase the adjuster, review the settlement offer and negotiate if it looks short. That service is free and lasts as long as you are a client.

Our advisors are licensed in all fifty states. Carrier availability, minimum limits and pricing differ by state, so tell us where the home, vehicle, business or traveller is located and we will confirm which markets we can access.

Auto and home quotes are often ready the same day. Health, life and business programmes typically take one to three business days because they involve underwriting questions, network checks or payroll and class-code details.

Not sure which cover you need first?

Tell us about your household, your cars, your business or your next trip. We will recommend the order that gives you the most protection per dollar.

Visit our office

2425 14th Ave S
Minneapolis, MN 55404, USA

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